Home » Course » Lunch

Delicious 10-Minute Taco Dip

10-Minute Taco Dip is scrumptious and super easy to make. It’s a favorite family snack that can easily become a simple Sunday supper. It gets rave reviews wherever it’s served.

Taco dip on a white plate
Post may contain affiliate links. See my Affiliate Disclosure.

Taco Dip was a common Sunday supper at our house when our kids were small. No cooking and easy clean-up made it a favorite of Mom. And that familiar taco-night flavor made it a favorite of everyone else.

My taco dip recipe is a simple layered dip with a great contrast of textures and flavors between the savory refried beans, the creamy taco-flavored sour cream layer, and the familiar cheese and fresh veggie taco toppings.

Taco Dip comes together in minutes with a handful of everyday pantry ingredients. Our kids and grandkids became experts at preparing this simple dip by themselves. Yours will, too.

And you’ll want to include this easy recipe in the collection you add to any college care packages you send this fall.

Taco dip on a white plate

Prep time is fast when making homemade taco dip. You’ll only need about ten minutes. This quick and easy, utterly delectable taco dip recipe has saved us on many occasions when we had unexpected company or forgot that it was our turn to provide snacks for youth group.

It’s colorful, flavorful and easily adapted to include your own favorite taco toppings. I’ve never met anyone who didn’t enjoy this yummy layered bean dip. And I’m betting you will too.

It will be one of the first dishes to disappear at potlucks and social gatherings. And your family will ask to have it often.

I’m excited to share my easy taco dip with you!

Taco dip ingredients: refried beans, sour cream, taco seasoning, tomatoes and green onions.

The Ingredients

I took this photo with the ingredients I think you will most often have on hand. I like to use my homemade refried beans and taco seasoning in this recipe. They deliver a level of flavor that we can’t get enough of.

But, I recognize that sometimes you just need what’s fast and easy. Sometimes, I do, too. So here are the six simple ingredients you need to make taco dip.

  • Refried Beans (I use homemade refried beans, now. They’re crazy good and so much better than canned. But, we did make this recipe with canned beans for years, so use what you have.)
  • Sour Cream
  • Taco Seasoning (I hope you’ll try my homemade taco seasoning when you get the chance. You’ll never go back to store-bought. It’s that good!)
  • Cheddar Cheese, extra sharp & hand-grated
  • Tomatoes, diced (I lean more toward grape tomatoes in the wintertime. They have better flavor. But I grab garden tomatoes when they’re at their summertime best.)
  • Green Onions, chopped

And of course, you’ll want some tortilla chips or dippers of your choice to enjoy the dip with.

Taco dip on a white plate

Taco Dip Variation Possibilities

  • Add a layer of taco-seasoned ground beef, chicken or shrimp.
  • If you need to buy canned refried beans, amp up the flavor by stirring in some of my homemade Southwest Seasoning for a little extra spicy kick.
  • Switch up the cheese. Colby Jack, Cheddar Jack, Monterey Jack, Queso Fresco or Cotija Cheese will all be fantastic in the cheese layer of Taco Dip.
  • Add different veggie toppings. Sliced olives, diced bell peppers, minced red onion, diced avocado, corn, sliced jalapenos, sliced radishes, homemade salsas or any of your other favorite taco toppings will be great options.
  • Guacamole in a layer after the beans and before the sour cream would be spectacular, too.

Use your imagination. If you would use it in a taco, it will be great on Taco Dip.

Taco dip on a white plate

How to Make Delicious 10-Minute Taco Dip

  1. Use a large plate or *serving platter to build and serve your dip. Build the layers onto it one at a time.
  2. Chop the tomatoes and green onions.
  3. Mix the sour cream with the taco seasoning.
  4. Grate the cheese.
  5. Spread the refried beans in an even layer on your plate or platter.
How to make taco dip collage
  1. On top of the beans, spread the sour cream in an even layer.
  2. The third layer will be the grated cheese.
  3. Sprinkle the diced tomatoes over the cheese layer.
  4. Add the green onions over the tomatoes and finish with fresh cracked black pepper if you like.
  5. Serve with tortilla chips or your favorite veggie dippers.
Taco dip on a white plate

Storing Easy Taco Dip

You can serve the dip immediately, but it is even better after it has been chilled a bit.

Tightly seal the platter of taco dip with plastic wrap and store it in your fridge until you’re ready to serve it.

The dip will keep well for two days in the refrigerator. After that, the tomatoes start to break down.

Taco dip on a white plate

More Delicious Mexican-Inspired Recipes

In the mood for a few more Taco-Tuesday recipes? Be sure to check out the entire menu of tacos and Mexican-inspired side dishes, casseroles and salads, here. Or follow these links to popular taco recipes.

The Recipe

Want to Save This Recipe?

Enter your email & I’ll send you the link so you always have it at your fingertips.  Plus, I’ll send a collection of easy recipes to your inbox every Friday!

Save Recipe

By submitting this form, you consent to receive emails from Glenda Embree.

clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
Taco dip on a white plate,

Delicious 10-Minute Taco Dip

5 Stars 4 Stars 3 Stars 2 Stars 1 Star

5 from 6 reviews

  • Author: Glenda Embree
  • Total Time: 10 minutes
  • Yield: 1012 servings 1x


Easy, delicious, and fast to get on the table.  This simple taco dip recipe is a family favorite!  It’s great as an appetizer, a snack, or even a no-fuss Sunday supper.


Units Scale
  • 12 cups Homemade Refried Beans, (amount is a personal preference and canned can be substituted)
  • (1) 16 oz carton Sour Cream
  • 4 Tablespoons Homemade Taco Seasoning (or 1 packet taco seasoning mix)
  • 1 to 2 cups Cheddar cheese, extra sharp & hand-grated (We tend to lean toward the “more is better” side of cheese – lol)
  • 1 or 2 large Tomatoes, chopped (or grape tomatoes quartered. At least 1 cup of chopped tomatoes.)
  • 2 Green Onions with tops, chopped


  1. Start by spreading the refried beans onto a platter or serving tray. Spread them out to within an inch or so of the edge and try to make the layer a uniform thickness across the plate.
  2. For the second layer, use a small mixing bowl and stir the sour cream and taco seasoning together.  Spread over the refried beans.
  3. Top the sour cream mixture with a generous layer of shredded cheddar cheese.
  4. Dice tomatoes and spread over the cheese layer.
  5. Top it off with the diced green onions and it will look as pretty and appetizing as it is delicious!
  6. It’s ready to eat right now, but we think it’s best served cold, so allow some time for it to sit in the fridge.
  7. Serve with your favorite tortilla or corn chips.
  • Prep Time: 10 minutes
  • Cook Time: 0 minutes
  • Category: Appetizer, Lunch
  • Method: Cold Prep
  • Cuisine: Mexican

glenda embree

About Glenda

I believe cooking from scratch doesn’t have to be complicated and that YOU can do it. My simple recipes, tutorials, and cooking tips will help you get weeknight dinners on the table with less stress. Forget takeout or the drive-thru. Let me show you how to make homemade easy. Read more...

14 thoughts on “Delicious 10-Minute Taco Dip”

  1. As someone who loves hosting parties and get-togethers, this taco dip has become one of my go-to recipes for an easy appetizer. I love how it can be customized with different toppings and served with various types of chips, making it a versatile dish to make. The fact that it can be made in just 10 minutes is also a huge plus, as it allows me to spend more time with my guests and less time in the kitchen.

  2. This was the perfect appetizer! I tested this recipe last night and everyone loved it. Can’t wait to make it more in summer time when grill season starts.

  3. This was so delicious!!

    Our son made this for dinner as part of a school project and it was so good!!

    He used tinned refried beans as that is what he had. But can’t wait to try it again using your homemade beans!

    Such a good recipe and so easy to follow!


Leave a Comment

Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star


as seen on promo graphic


as seen on promo graphic