Home » Baking Recipes » Bread Recipes

Chocolate Swirl Banana Bread

chocolate swirl banana bread
Post may con­tain affil­i­ate links. See my Affil­i­ate Disclosure.

Our fam­i­ly’s favorite banana bread recipe has been amped up a bit with the addi­tion of a choco­late swirl, in my fourth recipe post for #Choc­to­ber­fest. I’m not gonna lie, I’m pret­ty proud of myself on this one. Choco­late Swirl Banana Bread turned out beau­ti­ful­ly! Choco­late and banana is a deli­cious fla­vor combination. 

chocolate swirl banana bread

The orig­i­nal banana bread recipe has been in my hus­band’s fam­i­ly for decades and I’ve been mak­ing it for 35+ years, now. Typ­i­cal­ly, I bake it up as muffins, for fast, on-the-go-break­fasts, but I decid­ed to try to “dress up” some loaves this week. Choco­late Swirl Banana Bread is the deli­cious result.

In my opin­ion, the fla­vor of quick breads is devel­oped most after it has been frozen or at least refrig­er­at­ed, overnight.  It seems to help them hold a moist ten­der crumb, as well. Refrig­er­at­ing or freez­ing Choco­late Swirl Banana Bread enhances and inten­si­fies the fla­vors of both the banana and the choco­late. This will be your go-to recipe for home-baked gifts this hol­i­day sea­son or for a treat at a potluck. 

How to Make Chocolate Swirl Banana Bread

Mix­ing this up is pret­ty straight­for­ward, like a typ­i­cal banana bread. The main dif­fer­ence is that you’re going to divide the bat­ter and add choco­late to some of it, at the end.

blending sugar, butter and banana

Start by cream­ing the but­ter and sug­ar with mashed bananas.

adding eggs to bowl

After that, beat in the eggs. In case you were won­der­ing, this recipe is easy to mix by hand, but even eas­i­er in my *stand mix­er. Toss­ing it all togeth­er in there is sim­ply a force of habit for me. You can eas­i­ly do it, either way.

Fold the dry ingre­di­ents into the liq­uid mix­ture in your bowl. As with any quick bread, only mix long enough to ful­ly incor­po­rate the dry ingre­di­ents. Over-mix­ing can make quick breads tough.

Next, blend melt­ed choco­late into 4 cups of your divid­ed bat­ter. Set it aside and divide the plain bat­ter between three (3) *8x4-inch loaf pans.

Divide the choco­late bat­ter in thirds and spoon it down the cen­ter of each loaf. The next step is to use a but­ter knife or fork to twirl the choco­late bat­ter down and through the plain bat­ter, cre­at­ing a swirl pattern.

Bake the loaves. Remove the pans from the oven and rest them on a cool­ing rack for ten min­utes. After ten min­utes, take the loaves out of the pans and con­tin­ue to cool them. When cool­ing is com­plete, wrap them for freez­ing or storing.

How to Use and Store Chocolate Swirl Banana Bread

chocolate swirl banana bread

To pre­vent freez­er burn, once the loaves are com­plete­ly cool, wrap them in plas­tic wrap and then foil. In this way, you will pre­vent freez­er burn and lock in the won­der­ful fla­vor. If you’re leav­ing a loaf out to enjoy over the next few days, zip-top bags are an excel­lent option.

Imag­ine these beau­ti­ful loaves wrapped up with a bow for neigh­bors and friends over the hol­i­days. Who would­n’t love such a gift?

Use Choco­late Swirl Banana Bread as a treat at home, or for gifts to friends and neigh­bors. Regard­less of the ways you choose to use it, my the­o­ry is it will be enjoyed and gone in min­utes. So, be sure to make the whole batch, even if three loaves seems like a lot, right now. The chal­lenge is hav­ing any­thing left to save in the freez­er! I promise.

clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
chocolate swirl banana bread

Chocolate Swirl Banana Bread

  • Author: Glen­da Embree
  • Total Time: 1 hour 10 minutes
  • Yield: 3 loaves 1x


Units Scale
  • 3 cups sugar
  • 1 1/2 cups but­ter (no sub­sti­tutes, here)
  • 9 ripe bananas
  • 6 eggs
  • 6 cups unbleached all pur­pose flour
  • 1 Table­spoon bak­ing powder
  • 1 Table­spoon bak­ing soda
  • 1 1/2 tea­spoons salt
  • 2 cups semi-sweet or dark choco­late chips


  1. Peel and mash bananas. I toss mine in my stand mix­er and mash them up.
  2. Add the but­ter and sug­ar and beat well.
  3. Beat in the eggs.
  4. Mix in the dry ingredients.
  5. The bat­ter will be thick when it is finished.
  6. Melt the choco­late chips in the microwave.
  7. Take 4 cups of the banana bread bat­ter and put it into anoth­er mix­ing bowl. Add the melt­ed choco­late and stir to com­plete­ly incor­po­rate it.
  8. Grease 3 (8x4) loaf pans.
  9. Divide the plain bat­ter, even­ly, between the three pans.
  10. Next, add one-third of the choco­late bat­ter in a strip down the cen­ter of each loaf pan.
  11. Using a but­ter knife or a fork, swirl the choco­late into the plain batter.
  12. Bake the loaves for 60–75 min­utes (depend­ing on your oven) at 350°.  Loaves will begin to pull away from sides of pan and when test­ed with a tooth­pick, tooth­pick will come out clean.  Loaves will be fair­ly dark on top, but you can always lay a sheet of foil over them for the last 15 or 20 min­utes if you feel they are too dark for your taste.
  13. Remove from the oven and allow to cool in the pan for at least ten min­utes, before remov­ing the loaves. If they set longer, it’s fine. They will still come out, if you greased the pans, well.
  14. Once the loaves have cooled, and you’ve sam­pled all you can hold, lol, seal them tight­ly in zip-top bags or wrap with plas­tic wrap and then foil. At that point, they can be placed in the freez­er or in the refrig­er­a­tor, overnight, to allow the fla­vors to develop.
  15. We love this bread best, served cold, from the fridge. The moist, dense tex­ture is deli­cious­ly sat­is­fy­ing and the fla­vor is unmatched.
  • Prep Time: 10 min­utes
  • Cook Time: 60 min­utes
  • Cat­e­go­ry: Bread, Quick Bread
  • Cui­sine: Amer­i­can
chocolate swirl banana bread

I hope you love this Choco­late Swirl twist on our fam­i­ly favorite Banana Bread recipe. It makes my day when one of my recipes can become a favorite treat at your house, too. Enjoy, friend! 

P.S. Remem­ber to check out the recipes from all my choco­late-lov­ing friends, too! You won’t want to miss even one!


You are invit­ed to the Inlinkz link party!

Click here to enter

8 thoughts on “Chocolate Swirl Banana Bread”

    • Thank you, Far­rah! It def­i­nite­ly makes banana bread seem like some­thing com­plete­ly new. And chocolate…it can’t be wrong. lol So glad you stopped to say hel­lo. Have a bless­ing-filled weekend!

  1. That choco­late swirl looks so good! I love that you make these ahead of time and freeze the loaves whole; how per­fect to pull one out when you have unex­pect­ed guests drop by!


Leave a Comment

Recipe rating